Chain embeds an AI assistant in WhatsApp that lets freelancers create invoices, send payment links, and issue reminders without leaving the chat. It supports multiple payment methods, provides real‑time earnings summaries, and enables peer‑to‑peer transfers directly from the conversation, with funds deposited to the user’s bank on scheduled days.
Funding
Funding not disclosed
Founders
Product
Problem
Freelancers and independent professionals often have to leave messaging apps to send invoices, chase payments, and manage transfers, leading to time‑consuming manual steps and delayed cash flow.
Solution
Chain integrates invoicing, payment collection, and money transfers directly into WhatsApp through its AI assistant Lana. Users create a charge by specifying the client, amount, and due date, and Lana sends a payment link that supports cards, cash points, Apple Pay, and Google Pay. Automated reminders are sent until the client pays, and payments are confirmed instantly in the chat. Collected funds are aggregated and deposited to the user’s bank account on scheduled days, while transfers to other parties can be initiated from the conversation using just a phone number or CLABE. Lana also provides on‑demand financial summaries, showing paid and pending invoices and overall earnings without requiring separate spreadsheets.
Target Audience
Chain is aimed at freelancers, independent consultants, and small service‑based businesses that conduct most of their client communication via WhatsApp.
Features
- AI‑driven WhatsApp assistant (Lana) that creates invoices, sends payment links, and issues reminders entirely within the chat
- Support for multiple payment methods: credit/debit cards, cash payments at thousands of points, Apple Pay and Google Pay
- Real‑time transaction notifications and instant visibility of paid, pending, and total earnings
- Scheduled fund disbursements to the user’s bank account on Mondays, Tuesdays, and Thursdays
- Peer‑to‑peer transfers initiated from WhatsApp using only a phone number or CLABE, with next‑business‑day delivery
- Unlimited client and service management with no monthly subscription fees