saf. provides a single API that enables companies to send and receive money across Central America by converting between bank accounts and digital assets such as Bitcoin and stablecoins, then settling via local banking rails. The platform handles both pay‑ins (bank to digital assets) and pay‑outs (digital assets to bank) while performing KYB checks and compliance reviews for all clients, simplifying cross‑border operations for businesses entering the region.
Funding
Funding not disclosed
Founders
Product
Problem
Companies operating in Central America face slow, costly, and fragmented cross‑border payment processes that require multiple integrations with local banks and disparate crypto services, hindering efficient settlement and market expansion.
Solution
Saf offers a single API that streamlines the movement of funds across the region by converting bank deposits into digital assets (Bitcoin or stablecoins) for rapid cross‑border transfer and then reconverting them into local bank payouts. The platform automates both pay‑ins (bank → digital asset) and pay‑outs (digital asset → bank), handling the necessary currency conversions and settlement on local rails. Saf also performs KYB checks on all counterparties, ensuring regulatory compliance for businesses entering or operating in Central America. By abstracting the underlying banking and crypto infrastructure, Saf reduces integration effort, speeds up settlement times, and lowers transaction costs for regional businesses.
Target Audience
Primary customers are fintech firms, e‑commerce platforms, and other businesses that need to send or receive payments across Central America, as well as new entrants seeking a ready‑made cross‑border settlement solution.
Features
- Unified API for initiating and receiving payments across Mexico, Guatemala, and neighboring countries
- Support for Bitcoin, major stablecoins, and native banking rails for end‑to‑end settlement
- Automated pay‑in processing that converts bank deposits into digital assets
- Automated pay‑out processing that converts digital assets back into local bank transfers
- Built‑in KYB compliance screening for all counterparties
- Real‑time transaction tracking and status reporting via API responses