Wealth2B

Wealth2B offers plug-and-play APIs for fintechs to embed investment products like interest-bearing accounts, real-time trading, and robo-advisors into their platforms. They manage the regulated backend, including compliance and custody, enabling rapid deployment of investment features.

Updated 2 months ago

Funding

Funding not disclosed

Funding rounds are not available yet.

Founders

Founder details are not available yet.

Product

Problem

Fintech companies face significant hurdles in integrating investment products, requiring extensive development cycles and specialized regulatory expertise. This complexity delays product launches and diverts focus from core business objectives.

Solution

Wealth2B provides a suite of plug-and-play APIs that enable fintechs to embed investment capabilities directly into their platforms. The offering includes interest-bearing accounts, real-time trading with access to over 7,800 U.S. instruments, and automated robo-advisor portfolios. Wealth2B manages the entire regulated backend, including delegated compliance, fiduciary operations, and custody, allowing partners to rapidly deploy investment features. This approach streamlines the user experience, enabling fintechs to offer comprehensive financial services without building in-house infrastructure or acquiring proprietary licenses.

Target Audience

Wealth2B targets fintech companies and digital banks seeking to embed investment products into their existing platforms to enhance user value and expand their service offerings.

Features

RESTful APIs for seamless integration of investment products, including interest-bearing accounts, real-time trading, and robo-advisors.
Support for over 7,800 U.S. equity and fixed-income instruments, including fractional share trading.
Delegated compliance management, including KYC, AML, and suitability standards, with SEC registration as an Investment Advisor (CRD# 331220).
Segregated, FDIC-insured accounts for interest-bearing products, offering daily yield and immediate liquidity.
Automated portfolio management and rebalancing for robo-advisor offerings, with ETF selection based on cost, liquidity, and sector exposure.
Webhooks for real-time event notifications and a sandbox environment for development and testing.
Full fiduciary operation, custody, and clearing services handled by Wealth2B.
Customizable fund flow management for deposits and withdrawals, supporting both individual and batch transfers.