Walkr is a mobile app that aggregates bank and credit‑card data to combine budgeting, goal tracking, and investment performance into a single progress metric. Its proprietary algorithm calculates the cost of users' dreams, required savings, optimal returns and a timeline to financial independence, then offers personalized recommendations without moving any funds.
Funding
$69.2K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Many individuals lack a clear, unified view of how their financial goals, budgeting, and investments interrelate, making it difficult to plan for major life objectives and financial independence.
Solution
Walkr is a mobile app that consolidates personal financial goals, budget data, and investment information into a single actionable metric. Users answer four structured questions to calculate the cost of their dreams, required savings, optimal portfolio returns, and the timeline to financial independence. The platform analyzes connected account and card data in read‑only mode to generate a personalized action plan without moving funds. Results are presented as a single “number” that reflects progress toward each goal, helping users make informed decisions and stay proactive about their financial future.
Target Audience
Walkr targets Brazilian consumers who want to manage personal finances, set concrete life goals, and optimize their investment strategy, including both novice savers and experienced investors.
Features
- Integration with bank accounts and credit cards for read‑only transaction analysis
- Unified dashboard that combines budgeting, goal tracking, and investment performance
- Proprietary “OneValue” algorithm that translates all objectives into a single progress metric
- Personalized recommendations for savings rates, target returns, and timeline adjustments
- Data privacy controls that require explicit user authorization and never allow account movements
- Real‑time visualization of goal milestones and financial independence projections