Vrzkr provides a digital platform that lets Dutch entrepreneurs upload their existing group income insurance policy and receive AI‑generated premium proposals from multiple insurers within minutes. The service automates data extraction, compares offers side‑by‑side, and handles contract mediation, with the mediation fee included in the quoted premium. It offers end‑to‑end encryption, GDPR compliance, and AFM‑registered intermediary status.
Funding
Funding not disclosed
Founders
Product
Problem
Entrepreneurs and SMEs often rely on traditional insurance brokers to manage group income (absence) insurance, resulting in lengthy negotiations, opaque pricing, and limited visibility into potential savings. The manual process of obtaining and comparing quotes can delay coverage adjustments and increase administrative overhead.
Solution
Vrzkr operates an online mediation platform that lets business owners upload their existing group income insurance policy and instantly receive competitive premium proposals from a network of partnered insurers. The system extracts key policy parameters, runs them through an AI‑driven pricing engine, and presents clear, side‑by‑side offers within minutes. Users can select a preferred proposal, and Vrzkr handles the contractual handover, ensuring a seamless transition without the need for phone calls or in‑person meetings. The service provides transparent pricing, with the mediation fee embedded in the quoted premium, and complies with AFM regulations for financial intermediaries. By eliminating advisory steps, Vrzkr empowers entrepreneurs to make informed decisions quickly while maintaining full control over their coverage.
Target Audience
The primary customers are Dutch entrepreneurs and SME owners who need group income or absence insurance for their workforce and prefer a fast, digital alternative to traditional brokers.
Features
- Secure web portal for uploading current policy documents (PDF or image) with automated data extraction
- AI‑powered premium calculation that matches policy details against real‑time insurer pricing data
- Instant display of multiple competitive proposals, including premium, coverage limits, and insurer details
- One‑click acceptance workflow that triggers Vrzkr’s mediation process to negotiate and finalize the new contract
- End‑to‑end encryption and GDPR‑compliant data handling, with privacy statements publicly available
- AFM‑registered volmacht (mandate) status, ensuring regulatory compliance for all mediated transactions
- Integrated communication channel for status updates and required documentation during the onboarding phase
- Transparent fee structure: mediation commission is bundled into the offered premium (approximately 10 % of the premium)