Voy Finance is a protocol that tokenizes real-world assets (RWAs) such as invoices and trade documents on the blockchain, facilitating liquidity access through fractionalized asset marketplaces. The platform addresses the $3 trillion trade finance gap by enabling efficient, secure lending and transaction processes, reducing fraud and inefficiencies in traditional finance.
Funding
$13.5M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Small and medium-sized enterprises (SMEs) in emerging markets face a $3 trillion trade finance gap due to inefficiencies, fraud risks, and lack of transparency in traditional trade finance processes. These challenges limit their access to capital and hinder their ability to participate in global trade.
Solution
Voy Finance tokenizes real-world assets (RWAs) like invoices and trade documents on a blockchain to provide SMEs with access to DeFi liquidity. The platform uses AI to validate documents and create ESG scores, while also leveraging ERC-3643 and ERC-6960 standards to fractionalize tokenized assets, enabling secondary market liquidity. By tokenizing invoices and other trade-related documents, Voy Finance streamlines transactions, reduces fraud, and connects DeFi liquidity with digital lending and settlement. The platform's permissioned lending vaults and smart escrow contracts mitigate risk and provide secure returns for lenders.
Target Audience
Voy Finance targets SMEs in emerging markets seeking access to trade finance, as well as financial institutions and DeFi investors looking for exposure to tokenized real-world assets.
Features
- AI-powered MLETR (Model Law on Electronic Transferable Records) document tokenization and validation
- ERC-4626 TradeFi vaults for permissioned lending
- Fractionalized asset marketplace using ERC-3643 and ERC-6960 standards
- AI-driven ESG scoring using satellite imagery to assess counterparties, supply chains, and manufacturing processes
- TradeFlux Protocol for creating derivatives of tokenized RWA portfolios
- DeFi integration through permissioned DeFi Vaults and AI DAO delegation
- Smart escrow contracts for risk mitigation and secure returns