Voilà provides regional banks and credit unions with a turnkey platform to sell personal and commercial insurance without any upfront investment or licensing fees. The service handles all regulatory compliance, licensing, and carrier negotiations across 50+ top-rated insurers, allowing institutions to earn risk‑free, recurring non‑interest income while offering members 24/7 human‑to‑human advocacy and instant coverage proof.
Funding
Funding not disclosed
Founders
Product
Problem
Regional banks and credit unions often lack the infrastructure, licensing, and compliance resources to sell personal and commercial insurance products, missing an opportunity to generate additional non‑interest revenue and to close loans faster.
Solution
Voilà offers a turnkey insurance platform that integrates with a bank’s existing website and CRM, allowing members to purchase a wide range of personal and commercial policies directly through the institution. The service handles all regulatory licensing, compliance reporting, and carrier appointments across all 50 states, eliminating the need for the bank to invest in insurance expertise. By connecting members to a co‑branded, human‑backed advisory experience, Voilà provides instant proof of coverage, enabling quicker loan closings. The platform aggregates rates from over 50 top‑rated carriers to deliver competitive pricing, while the bank receives a revenue share on each policy sold, creating a risk‑free, recurring non‑interest income stream.
Target Audience
Primary customers are regional banks and credit unions seeking to expand their product suite and generate non‑interest income without building an in‑house insurance capability.
Features
- Integration via a simple link, banner, or button on the bank’s website with a single onboarding session
- Access to a network of 50+ licensed carriers covering auto, home, life, commercial property, liability, cyber, and specialty lines
- SOC 2‑certified, fully licensed operation in all 50 states handling all regulatory and reporting requirements
- 24/7 human‑to‑human advocacy and support for members throughout the quoting, binding, and claims process
- Real‑time proof of insurance generation to accelerate loan closing timelines
- Quarterly revenue‑share payouts with no upfront technology or implementation fees