Specialty insurance underwriting faces systemic inefficiencies, misaligned incentives between MGAs and capacity partners, and outdated reporting practices that hinder visibility into portfolio performance. This environment often prioritizes premium volume over profitability, creating a disconnect that can lead to suboptimal underwriting decisions and a retreat from innovative product offerings.

Vivere provides a technology and operational infrastructure platform designed to empower specialty underwriters and foster aligned partnerships within the insurance value chain. The platform delivers enhanced portfolio performance visibility by integrating cutting-edge technology and alternative data sources to support superior underwriting decisions. By focusing on cross-cycle profitability and shared success, Vivere enables underwriting leaders to build and manage their verticals with greater flexibility and operational support, allowing them to concentrate on their core competency of pricing complex risks. This approach aims to create a more sustainable and profitable specialty insurance ecosystem.

Technology platform for specialty underwriting, focusing on complex risk pricing.

Operational infrastructure to support MGA verticals and capacity partner alignment.

Advanced analytics leveraging alternative data for enhanced underwriting decision-making.

Portfolio performance visibility tools for real-time insights.

Incentive structures designed for shared success and long-term profitability.

Automation capabilities to improve operational efficiency.

Vivere targets specialty underwriters seeking to operate with greater autonomy and profitability, as well as capacity partners looking for transparent and aligned relationships with MGAs.