Vilda provides a platform that connects homeowners with banks and craftsmen to facilitate energy-saving home improvements. The platform streamlines the process of financing and executing renovations, helping homeowners reduce energy consumption and costs.
Funding
Funding not disclosed
Founders
Product
Problem
Financial institutions face challenges in accessing accurate and comprehensive data on residential property energy performance, hindering their ability to originate green loans, meet ESG reporting requirements, and engage customers with targeted marketing. Existing data sources are often fragmented, outdated, or lack the granularity needed for effective decision-making.
Solution
Vilda provides a data platform that delivers comprehensive energy performance insights for residential properties, enabling financial institutions to unlock green finance opportunities. Through a single API, Vilda collects, processes, and simulates fragmented property information to provide data on CO2 emissions, energy use (kWh), and Energy Performance Certificates (EPCs). This data empowers banks to manage energy risk in their mortgage portfolios, build customer experiences, qualify customers for green financial products, and comply with ESG reporting requirements. Vilda's platform offers tools for portfolio segmentation, identification of misclassified assets, and personalized recommendations for energy efficiency upgrades.
Target Audience
Vilda's primary target audience includes banks, lenders, and financial institutions seeking to originate green loans, improve ESG reporting, and engage customers with personalized energy efficiency recommendations.
Features
- API access to energy performance data for residential properties, including CO2 emissions, kWh consumption, and EPC ratings
- Statistical models for accurate energy assessments, even without user input
- Portfolio segmentation tools for targeted marketing and upselling
- Identification of misclassified assets through data enrichment
- Customizable UX flow (Assess UI) for data collection across web and mobile
- Integration with existing systems via API, including analytics platforms and in-house qualification systems
- Data aligned with PCAF and EU Taxonomy for ESG reporting compliance
- "Advise" API provides customized recommendations for green upgrades, including estimated cost, energy consumption, and EPC rating impact