USIG Digital
USIG Digital issues the USIG Collateral Coin™, a Treasury-backed tokenized debt security designed for wholesale financial markets. The token enables on-chain repo financing, securities lending collateral, and bank liquidity management with 24/7 settlement and programmable capital mobility, built on a bankruptcy-remote, overcollateralized trust structure holding U.S. Treasury bills with maturities of 90 days or less.
- Financial Technology
- Blockchain & Cryptocurrency
Funding
Founders
Founder details are not available yet.
Product
Problem
Wholesale financial markets rely on Treasury general collateral for trillions of dollars in daily transactions across repo, derivatives, and securities lending, yet traditional collateral management operates on fragmented, time-delayed rails. Institutions post excess collateral to avoid margin calls, often at night for the next day, leaving an estimated 25% of collateral—more than $36 billion from Tier-1 firms—earning no return and creating significant capital inefficiency.
Solution
USIG Digital issues the USIG Collateral Coin™, a tokenized debt security backed by U.S. Treasuries that brings traditional wholesale collateral structures onto a programmable, real-time digital market. The token is built on a bankruptcy-remote, overcollateralized trust structure representing a pool of U.S. Treasury bills with maturities of 90 days or less, combining institutional-grade risk standards with blockchain infrastructure. Institutions can use USIG for on-chain repo financing with DvP-style settlement, as high-quality collateral in securities lending, and for bank liquidity and treasury optimization. The platform enables 24/7 settlement, precise timing of large-value transactions, and programmable capital mobility that addresses the inefficiencies of overnight collateral posting.
Target Audience
Primary customers are financial institutions including banks, broker-dealers, and securities lenders that need high-quality, programmable collateral for repo financing, securities lending, derivatives margining, and liquidity management in wholesale markets.
Features
- Tokenized debt security backed by U.S. Treasury bills with maturities of 90 days or less, structured as investment-grade, bankruptcy-remote, and overcollateralized
- On-chain repo financing with delivery-versus-payment (DvP) settlement available 24/7
- Programmable collateral for securities lending, enabling always-on settlement for borrows, returns, and recalls
- Yield-bearing token designed for bank liquidity management and wholesale payments
- Legal framework under federal securities law with collateral beneficially owned and legally enforceable first-priority claims
- Risk controls requiring investment-grade parties to control funds, assets, minting, and redemption