Prego is an external payments team that analyzes payment stacks to identify and eliminate unnecessary costs. The platform connects to processors in minutes, breaking down interchange, network fees, markup, cross-border charges, and churn to surface substantiated savings opportunities. Prego has analyzed over $1.2 billion in annual volume across 30+ markets.
Funding
Funding not disclosed
Founders
Product
Problem
Businesses often treat payment processing costs as an opaque, unavoidable expense, lacking visibility into the specific fees and inefficiencies embedded across their payment stack. This lack of transparency leads to silent overpayment on interchange, network fees, markups, cross-border charges, and churn-related costs, with no clear path to correction.
Solution
Prego acts as an external payments team that connects directly to a company's payment processors and systematically analyzes transaction data to uncover cost-saving opportunities. The platform breaks down every component of payment costs, identifies where the business is overpaying, and provides substantiated, data-backed findings. Prego works independently across every provider, ensuring unbiased analysis, and delivers actionable recommendations that guide clients from opportunity identification through implementation. By turning raw payment data into clear, quantified savings, Prego helps businesses reduce their payment stack expenses without requiring internal payments expertise.
Target Audience
Primary customers are finance, operations, and payments leaders at mid-to-large businesses processing significant transaction volumes who lack internal resources to audit and optimize their payment cost structure.
Features
- Automated connection to payment processors within minutes for immediate data analysis
- Comprehensive cost breakdown covering interchange, network fees, markup, cross-border charges, and churn
- Independent analysis across all payment providers without vendor bias
- Data-substantiated findings with every savings opportunity backed by transaction-level evidence
- Actionable implementation support that moves clients from identified opportunity to realized savings
- Scalable analytics engine capable of processing over one million transactions annually