Nino
Nino provides an integrated tax and financial planning platform that combines AI software with a dedicated CPA and Financial Planner team. The service offers flat-fee pricing starting at $3,600 per year, never charging a percentage of assets under management, and includes federal and state tax filing. The AI software connects users' financial accounts to answer money questions and model scenarios like retirement timing and home purchases.
- Financial Technology
- AI Agents
- Artificial Intelligence
- Software Only
- Data & Analytics
Funding
Founders
Founder details are not available yet.
Product
Problem
Traditional financial advisory services typically charge a percentage of assets under management, which becomes increasingly costly as portfolios grow. Tax preparation is often billed separately, and financial planning advice frequently fails to account for tax implications. This fragmented, fee-heavy approach makes comprehensive financial guidance expensive and disconnected for individuals with complex finances.
Solution
Nino provides an integrated platform that combines tax preparation, financial planning, and an AI agent to help individuals build net worth. Users connect their financial accounts and access scenario-planning tools that model decisions like job changes, home purchases, or retirement timing with tax consequences in view. The AI assistant answers questions using the user's actual financial data and flags opportunities such as idle cash placement. For users wanting professional help, Nino's CPA and financial planner team builds a year-round plan, meets quarterly, and prepares and files federal and state tax returns—all for a flat annual fee rather than a percentage of assets.
Target Audience
Primary customers are individuals with complex financial situations—including founders, tech employees with equity compensation, landlords, doctors, executives, and small business owners—who need coordinated tax and financial planning. The service also serves married couples and those approaching retirement or managing inherited wealth.
Features
- AI financial software that connects all financial accounts via read-only integrations and answers money and tax questions using the user's own data
- Scenario planning tools comparing outcomes for major life decisions like new jobs, home purchases, retirement timing, and real estate sales versus rentals
- Dedicated CPA and financial planner team providing quarterly reviews, year-round tax planning, and federal and state tax return preparation and filing
- Flat-fee pricing structure with advisor plans starting at $3,600 per year, never calculated as a percentage of assets under management
- Specialized planning for use cases including founders, tech employees, landlords, doctors, executives, lawyers, married couples, and those approaching retirement or inheriting wealth
- Proprietary software tracks net worth, cash flow, investments, and property alongside projected retirement outcomes