Morrow is a financial wellness platform that helps American workers build financial resilience through personalized guidance and expert support. The platform identifies overlooked financial opportunities and creates actionable plans, while giving employers insight into their workforce's financial health. Morrow reports an average of $21,000 in monthly value found for client companies and their employees.
Funding
Funding not disclosed
Founders
Product
Problem
Many American workers lack access to personalized financial guidance, leaving them unable to identify hidden savings, manage debt, or plan for long-term stability. This financial stress carries into the workplace, reducing productivity and engagement while increasing turnover, particularly in skilled industries like manufacturing, construction, and logistics.
Solution
Morrow provides a financial wellness platform that helps employees take control of their money by identifying overlooked financial opportunities and turning them into an interactive action plan. The platform pairs workers with unlimited 1:1 access to personal money experts who provide tailored advice on everything from budgeting to retirement readiness. For employers, Morrow offers a dashboard with insights into workforce financial health, driving higher engagement and retention while reducing financial stress. The service is designed to deliver measurable results, with an average of $21,000 in monthly value found for client companies and a 97% user-reported reduction in financial stress.
Target Audience
Primary customers are employers in skilled industries—including manufacturing, construction, industrials, marine, transportation, logistics, healthcare, education, and utilities—seeking to improve workforce financial health, engagement, and retention.
Features
- Interactive action plan that identifies and captures overlooked financial value for each employee
- Unlimited 1:1 access to dedicated personal money experts for personalized guidance
- Employer dashboard with quarterly financial health and performance reports
- HRIS integration with a 3-week implementation timeline
- Utilization-based pricing model that aligns with delivered value
- Proven engagement metrics: 10% employee adoption within 45 days and 70% take positive financial action within 90 days