Vicki Powell
Cofounder
LH
Lume Health
uselume.com
Website unreachable since Oct 17, 2026
This startup provides earned wage access and student loan solutions specifically tailored for nurses, enhancing their financial wellness. By offering immediate access to earned income, it addresses the cash flow challenges faced by healthcare professionals.
- Applications
- Financial Technology
- Software Only
Updated 7 months ago
Funding
Funding not disclosed
Funding rounds are not available yet.
Founders
Jonathan Moustakis
CTO
Product
Problem
Nurses often experience cash flow challenges due to the timing of paychecks, which can lead to financial stress and reliance on high-interest loans or credit cards. Traditional financial wellness programs may not adequately address the unique needs and financial realities of healthcare professionals.
Solution
This startup offers an earned wage access (EWA) platform and student loan solutions designed specifically for nurses, providing them with greater financial flexibility and control. The EWA feature allows nurses to access a portion of their earned wages before their regular payday, helping them cover unexpected expenses or manage bills more effectively. In addition to EWA, the platform provides tools and resources for student loan management, including refinancing options and personalized repayment plans. By integrating these services, the platform aims to improve the overall financial well-being of nurses and reduce their dependence on costly financial products.
Target Audience
The primary target audience is nurses and other healthcare professionals who are seeking greater control over their finances and access to earned wages before payday, as well as student loan management solutions.
Features
- On-demand access to earned wages before payday, with customizable advance limits
- Integration with payroll systems for automated wage verification and fund transfers
- Student loan refinancing options with competitive interest rates
- Personalized student loan repayment plans based on income and financial goals
- Financial literacy resources and educational content tailored to nurses
- Mobile app for easy access to EWA and student loan management tools
- Secure platform with bank-level encryption to protect financial data