Constant is a private credit investment platform that connects investors with alternative lending opportunities, utilizing data-driven analytics to assess credit risk. This approach provides investors with access to higher-yielding assets while addressing the limited options available in traditional fixed-income markets.
Funding
$500K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Traditional fixed-income markets offer limited options for investors seeking higher-yielding assets. Access to alternative lending opportunities and private credit funds is often restricted to institutional and ultra-wealthy investors, leaving individual investors with fewer choices for diversification and enhanced returns.
Solution
Constant is a private credit investment platform that connects investors with curated, high-quality private credit and private equity funds, previously accessible only to institutional investors, with minimums starting at $10,000. The platform utilizes data-driven analytics to assess credit risk and algorithm-based recommendations tailored to individual investment needs and risk tolerance. Constant offers access to alternative investments with periodic liquidity and simplified tax reporting, aiming to make sophisticated investing straightforward for a broader range of investors. Client assets are held with a qualified custodian, providing custody, clearing, and settlement services.
Target Audience
The primary target audience includes individual investors, high-net-worth individuals, retirement plans, and business entities seeking access to alternative investments like private equity and private credit funds.
Features
- Access to curated private credit and private equity funds with minimum investments starting at $10,000
- Algorithm-based investment recommendations tailored to individual client profiles and risk tolerance
- Diversification across a range of alternative investment strategies
- Periodic liquidity options, including semi-annual and quarterly repurchase offers
- Simplified tax reporting with investments expected to issue Form 1099
- Client accounts custodied with Charles Schwab & Co., Inc.
- Monitoring of investment recommendations with changes implemented as appropriate