Axra is a multi-currency financial platform that enables individuals, businesses, and fintechs to send money globally across 100+ countries via WhatsApp, Telegram, Slack, mobile app, or web. The platform offers multi-currency accounts (USD, EUR, GBP), virtual and physical cards, and an AI-powered chat assistant, alongside a full-stack API for embedding payments, banking, and KYC into third-party products.
Funding
Funding not disclosed
Founders
Product
Problem
Individuals and businesses seeking to send money across borders often face high fees, poor exchange rates, and operational complexity. Fintechs and other platforms struggle to integrate payments, banking, and compliance features on their own, requiring significant time and resources to build and maintain these systems. Existing tools are fragmented, forcing users to juggle multiple apps and providers for transfers, card services, and bill payments.
Solution
Axra provides a unified platform for global money movement, accessible through popular messaging apps, mobile, and web. It offers personal and business accounts with multi-currency wallets, enabling users to send to 100+ countries at transparent rates. For businesses and developers, Axra provides a comprehensive API suite and embeddable banking solutions, allowing them to integrate global payments, KYC, and treasury operations directly into their products. The platform also simplifies interactions via Axra AI, a chat-based finance assistant, and a suite of tools for invoicing, giving, and payroll.
Target Audience
Axra serves individuals in or sending to Africa and other regions, as well as businesses, fintechs, neobanks, and platforms needing cross-border payment solutions. It also targets creators, freelancers, churches, and NGOs looking for accessible payment, invoicing, and donation tools.
Features
- Available on WhatsApp, Telegram, Slack, mobile app, and web, with an AI assistant for conversational transactions.
- Personal and Pro accounts offer multi-currency holdings (USD, EUR, GBP) and transfers to over 100 countries at real-time FX rates.
- Virtual and physical USD/EUR debit cards for online and in-store purchases.
- Axra Business includes invoice generation, bulk payroll disbursement, and dedicated business USD/EUR accounts.
- Axra Pay API provides RESTful endpoints, webhooks, and SDKs (Node, Python, PHP) for integrating global payments, multi-currency payouts, and collections.
- Treasury & BaaS API enables developers to embed USD wallets, KYC processes, and multi-rail payouts into their apps, with coverage in 20+ African markets.