Axiom provides a payment layer that lets AI agents make purchases on behalf of users using linked cards and single‑use virtual cards. Users set spending limits, category budgets, and approval thresholds, while the platform enforces these rules and offers a full transaction history. It integrates with existing agents like Claude, OpenAI’s ChatGPT, and others via a simple configuration line.
Funding
Funding not disclosed
Founders
Product
Problem
AI agents such as Claude, ChatGPT, and custom bots cannot directly make purchases because they lack a secure, compliant payment method, forcing users to manually intervene or share sensitive card details. This limits automation of shopping, price‑watching, and other financial tasks that could be handled by agents.
Solution
Axiom provides a payment layer that enables AI agents to spend on behalf of users through automatically generated single‑use virtual cards. Users link their real payment card once, set daily limits, category budgets, and approval thresholds, and the platform enforces these guardrails for every transaction. Each purchase is executed with a unique virtual card that closes after one use, eliminating exposure of the underlying card number. The system records the agent’s reasoning, merchant, and amount, delivering a complete audit trail for full transparency. Integration requires only a single configuration line, allowing existing agents to start transacting within minutes while keeping the user in control.
Target Audience
Primary customers are users of AI assistants and developers building custom agents who want to automate purchases, price monitoring, and other financial actions while maintaining strict control over spending.
Features
- Automatic generation of single‑use virtual cards for each transaction, preventing card number reuse and fraud
- Real‑time rule engine enforcing daily limits, category budgets, and approval thresholds before any spend
- Full audit logs that capture the agent’s decision rationale, merchant details, and transaction amount
- Simple integration via a single configuration line for any compatible AI agent or custom bot
- Secure linking of a user's real card without ever exposing the card number to the agent or chat interface