Upvest
Upvest provides a cloud-native, event-driven Investment API that delivers end-to-end investment infrastructure across brokerage, settlement, and custody for financial institutions. The platform automates over 99% of processes, enabling clients to launch investment products in weeks, with access to 100,000+ instruments and support for fractional investing from €1. Upvest operates under BaFin and FCA licenses, serving banks, brokers, wealth managers, and fintechs across Europe and the UK.
- Financial Technology
- Software Only
- Artificial Intelligence
- Blockchain & Cryptocurrency
- Enterprise Software
Funding
Raised to date
$288.2MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
across 5 rounds
+6$90M · Series D
Announced Mar 2026
Disclosed cumulative: $288.2M
Founders
Product
Problem
Financial institutions face significant technical and regulatory hurdles when building modern investment products, including complex brokerage, settlement, and custody operations. Legacy systems are costly to maintain and slow to adapt, preventing banks and fintechs from offering competitive, user-friendly investment experiences to retail customers.
Solution
Upvest provides a cloud-native, event-driven Investment API that delivers end-to-end investment infrastructure across brokerage, settlement, and custody. The platform automates over 99% of processes, enabling clients to launch investment products in weeks rather than years. Upvest handles regulatory compliance, tax reporting, and corporate actions, while offering features like real fractional investing, automated savings plans, and personalized portfolio construction. The company operates under BaFin and FCA licenses, providing a fully regulated solution for financial institutions across Europe and the UK.
Target Audience
Upvest's primary customers are banks, brokers, wealth managers, and fintechs across Europe and the UK that need to launch or modernize investment offerings, including digital banks like DKB, Santander's Openbank, Revolut, and N26.
Features
- API access to 100,000+ instruments including stocks, ETFs, mutual funds, money market funds, ELTIFs, securitised derivatives, and bonds, with crypto coming soon
- Real fractional investing from €1, £1, or $1 across all asset classes with genuine share ownership
- Automated savings plans and roundups for recurring, passive investment strategies
- Multi-asset model portfolios with automated rebalancing (time- and threshold-based) and support for up to 1,000 instruments per portfolio
- Cloud-native, event-driven architecture with 99.99% uptime and automation of over 99% of processes across the value chain
- Full regulatory coverage including MiFIR trade reporting, MiFID compliance, local tax handling, and support for pension products (Altersvorsorgedepot, ISA, SIPP, PEA)
- Digital onboarding with instant account opening, eligibility checks, and management of regulatory contribution limits
- AI-supported investment recommendations and smart post-tax order execution via the portfolio engine