Skye Theodorou
CEO
Upcover
Upcover is a digital insurance platform that aggregates over 80 carriers to provide instant quotes and tailored policies for small and mid‑size businesses across more than 1,000 industries. It offers a single dashboard for policy administration, bundled coverages such as Business Pack, cyber, and professional indemnity, and specialist advisor support, enabling companies to manage risk with transparent pricing and streamlined broker services.
- Enterprise Software
- Financial Technology
- Insurance Technology
Updated 5 months ago
Funding
Raised to date
$11MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Funding rounds are not available yet.
Founders
Product
Problem
Small and mid‑market businesses often face fragmented insurance options, opaque pricing, and slow broker processes, leading to over‑paying, coverage gaps, and difficulty managing risk as they grow.
Solution
Upcover provides a digital platform that aggregates over 80 insurance partners to offer tailored policies across more than 1,000 industries. Users can obtain instant quotes, compare bundled coverages such as Business Pack, Cyber, Professional Indemnity, and Public Liability, and receive specialist advice via licensed advisors. The platform streamlines policy binding, digital authorisation, and ongoing risk management, allowing businesses to switch brokers or keep existing carriers while gaining transparent pricing and a single dashboard for policy administration and claims.
Target Audience
Small to mid‑size enterprises, including sole traders, tech startups, and service‑based businesses seeking streamlined, cost‑effective insurance solutions.
Features
- Instant online quoting with real‑time pricing from a network of insurers
- Bundled “Business Pack” covering property, contents, theft, business interruption and public liability
- Dedicated specialist advisors for personalized coverage recommendations
- Digital broker transition tool that authorises existing policies without service interruption
- Centralised dashboard for policy management, renewals, and claim tracking
- Direct market access eliminates intermediary mark‑ups and reduces turnaround time
- Coverage options for niche sectors (e.g., tech, health, trades) and complex risks such as cyber and directors’ liability