Unlockd provides instant loans backed by real-world assets (RWAs) through an AI-enhanced valuation process, allowing users to maintain the utility of their NFTs while accessing liquidity. This platform addresses the challenge of asset illiquidity by offering competitive loan-to-value ratios and transparent interest rates, enabling users to leverage their valuable assets for immediate financial needs.
Funding
$4.4M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Owners of real-world assets (RWAs) such as fine wine, real estate, and collectibles often face challenges in accessing immediate liquidity without having to sell their valuable possessions. Traditional loan processes can be slow, inefficient, and may not adequately recognize the value and utility of these unique assets.
Solution
Unlockd provides a platform for obtaining instant loans collateralized by RWAs, enabling users to access liquidity while retaining ownership and utility of their assets. The platform employs AI-enhanced valuation to determine fair loan-to-value ratios and offers transparent interest rates. Users can deposit various assets into a multi-sig wallet, appraise their value using AI-powered precision, and convert asset value into immediate liquidity. This approach allows owners to leverage their RWAs for financial needs without relinquishing them.
Target Audience
The primary target audience includes RWA owners, collectors, investors, and Web3 product teams seeking to integrate RWA-backed lending into their platforms.
Features
- AI-enhanced valuation for fair loan-to-value assessments
- Multi-sig wallet for secure asset deposits
- Support for diverse RWAs including gold, diamonds, fine wine, real estate, watches, financial assets, and collectibles
- MaxAPY integrations to ensure competitive interest rates
- SDK for seamless integration into existing applications
- Customizable solutions including Buy-Now-Pay-Later options and multi-asset collateral