Unitoq
Unitoq is a digital real estate investment platform that enables European retail investors to buy fractional shares of income-generating residential properties starting at €100. The platform handles property acquisition, legal structuring through SPVs, and professional property management, while investors receive periodic rental income distributions and potential capital appreciation, all tracked through a digital dashboard. Unitoq is designed to operate under the EU ECSP Regulation (EU) 2020/1503, with authorization currently in progress.
- Property Technology
- Financial Technology
- Software Only
Funding
Raised to date
€155KRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Est. $169Kacross 1 round
€155K · Pre-Seed
Announced Nov 2026 · from article date
Disclosed cumulative: $169K
Founders
Founder details are not available yet.
Product
Problem
Traditional real estate investment requires substantial capital for down payments, lengthy purchase processes involving lawyers and notaries, and ongoing landlord responsibilities such as tenant management, repairs, and vacancy handling. This creates significant barriers for individuals who want to build wealth through property but lack the funds, time, or expertise to buy and manage properties directly.
Solution
Unitoq provides a digital platform that allows users to invest from €100 into shares of income-generating residential properties across European cities. The platform handles the entire investment lifecycle, including property acquisition, legal structuring through special purpose vehicles (SPVs), and professional property management by local partners. Investors receive net rental income distributed periodically in proportion to their share, and may benefit from capital appreciation when properties are sold. All investments are tracked and managed through a digital dashboard, eliminating the administrative burden of direct property ownership.
Target Audience
Primary users are individual retail investors across Europe who want to build long-term wealth through real estate but lack the capital for direct property purchase or prefer a hands-off, digitally managed investment approach.
Features
- Fractional real estate investment starting at €100, enabling portfolio diversification across multiple European markets
- Properties held in dedicated legal structures (SPVs) with professional management partners handling tenants, maintenance, and paperwork
- Digital dashboard for tracking investments, viewing income, receiving payouts, and accessing documents
- Transparent fee structure with all costs and calculations disclosed in Key Investment Information Sheets (KIIS) for each investment
- Designed to operate under EU ECSP Regulation (EU) 2020/1503, with authorization currently in progress
- Illustrative projections showing estimated rental income and capital appreciation over a 5-year period based on property-specific assumptions