UNITE
UNITE provides a unified network intelligence platform that helps banks detect and act on financial crime threats before funds move. The platform combines Aegis, an alert orchestration system that consolidates signals from law enforcement, regulators, and payment networks, with BIQ, an AI-powered behavioral intelligence engine that profiles customers across their entire lifecycle. Aegis is live and available for demo, while BIQ is in development and seeking data partners.
- Financial Technology
- Regulatory & Compliance Technology
- Cybersecurity
- Data & Analytics
- Artificial Intelligence
- Software Only
Funding
Founders
Founder details are not available yet.
Product
Problem
Most banks possess extensive data but rely on fragmented, product-specific, and threat-specific threat detection tools that operate in silos. These reactive systems fail to connect device signals, non-financial behavior, and financial transactions, leaving institutions unable to detect anomalies before money moves.
Solution
UNITE provides a unified network intelligence platform that aggregates data across the entire customer lifecycle to identify emerging threats through AI-driven anomaly detection. The platform integrates two core solutions: UNITE Aegis, which orchestrates ecosystem-wide alert intelligence from law enforcement, regulators, and payment networks into structured bank workflows, and UNITE BIQ, which builds behavioral intelligence across every stage of the customer journey. Together, they consolidate fragmented data sources into one coordinated intelligence layer, enabling banks to act on threats before funds are transferred. The platform is designed around central bank directives, payment network frameworks and inter-bank reporting requirements, adaptable across jurisdictions.
Target Audience
Primary customers are banks and financial institutions seeking holistic, lifecycle-wide risk management to combat financial crime and emerging fraud threats, including central bank directives and inter-bank reporting requirements.
Features
- Unified signal orchestration that channels all inbound alerts through a single intelligence layer regardless of source or format
- Dual-track investigation workflows with dedicated paths for victim disputes and suspect mule accounts, including full audit trails
- Network linkage analysis that surfaces hidden entity relationships to proactively dismantle mule and scam networks
- Closed-loop ecosystem feedback that returns case outcomes to law enforcement, regulators, and payment networks to sharpen future signals
- AI-powered anomaly detection using a proprietary BIQ score that compares each customer against their own behavioral baseline, not population averages
- Lifecycle coverage spanning KYC onboarding, device and session signals, non-financial behavior, financial transactions, and ecosystem intelligence
- Orchestration-first architecture that connects existing bank tools rather than replacing them, protecting prior investments