Unifold provides a unified API that enables consumer apps to accept crypto and stablecoin deposits, execute payouts, and manage cross‑chain settlements on any blockchain. The platform automatically generates per‑user deposit addresses, routes tokens across chains, and converts assets to the desired currency, while handling compliance and real‑time on‑chain confirmation. It also offers an embeddable checkout component that converts any token to the app’s target currency in a single integration.
Funding
Funding not disclosed
Founders
Product
Problem
Consumer applications that want to support cryptocurrency and stablecoin transactions must integrate multiple point solutions to handle deposits, payouts, cross‑chain conversions, and compliance, leading to high development overhead and operational complexity.
Solution
Unifold offers a single API that consolidates deposit acceptance, programmable payouts, and fiat‑crypto settlement across all major blockchains. The service automatically creates unique deposit addresses per user, confirms transactions in real time, and routes tokens across chains with built‑in conversion to the app’s target currency. Payouts can be issued to any wallet, auto‑converted to the recipient’s preferred token, and tracked on‑chain via the same API. An embeddable checkout component enables one‑click token purchases that settle instantly in the desired currency, while orchestration tools manage fiat‑crypto flows through compliant payment providers with policy‑driven routing. This unified stack eliminates the need for multiple integrations, reducing development time and simplifying compliance and settlement for consumer apps.
Target Audience
Primary customers are consumer‑facing mobile and web applications, marketplaces, and fintech platforms that need to accept crypto deposits, issue payouts, or integrate fiat‑crypto settlement without building extensive blockchain infrastructure.
Features
- Automatic generation of unique deposit addresses per user with real‑time on‑chain confirmation
- Cross‑chain token routing and conversion to any supported stablecoin or native token
- Programmable payout API that auto‑converts to recipient‑preferred currencies and supports bulk payments
- Embeddable one‑click checkout component that converts any token to the app’s target currency and settles instantly
- Policy‑based orchestration for fiat‑crypto payments, including geo‑aware provider selection and multi‑provider routing
- Smart routing engine that selects optimal networks and treasury destinations based on liquidity and fees
- Gas sponsorship option that covers transaction fees for end users, removing the need for them to hold native gas tokens