Unifimoney provides a multi-asset digital wealth management platform that integrates with community banks and credit unions, enabling commission-free trading of stocks, ETFs, cryptocurrencies, and precious metals. This solution addresses the competitive pressures faced by financial institutions by enhancing customer engagement and offering a comprehensive suite of investment services through existing digital channels.
Funding
$13.1M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
GMOVPASYWBFounders
Product
Problem
Community banks and credit unions face increasing competition from neobanks, investment apps, and large financial institutions, particularly in providing comprehensive digital investment services. These institutions need to enhance customer engagement and offer a wider range of investment options to retain customers and attract new ones.
Solution
Unifimoney offers a white-label, multi-asset digital wealth management platform that integrates directly into existing banking apps and online portals. This allows financial institutions to provide their customers with commission-free trading of stocks, ETFs, cryptocurrencies, and precious metals, alongside robo-advisory services. By embedding these investment tools within the familiar banking environment, Unifimoney helps institutions attract and retain customers, drive digital engagement, and generate new revenue streams. The platform supports fractional investing and access to alternative assets, catering to the evolving needs of modern investors.
Target Audience
The primary target audience is community banks and credit unions seeking to offer integrated digital wealth management services to their existing customer base.
Features
- Commission-free trading of thousands of stocks and ETFs
- Access to over 70 cryptocurrencies
- Trading in precious metals, including gold, silver, and platinum, with options for physical delivery or secure storage
- Robo-advisory services for automated investment management
- Fractional investing in stocks, ETFs, and alternative assets
- Integration with existing online and mobile banking platforms via API
- Compliance and risk assessment support for financial institutions
- Marketing playbook to assist with the launch of digital wealth management services