UniCap provides AI-driven debt financing solutions tailored for SMEs and mid-cap companies in the EU and US, offering various credit facilities such as bridge financing and revenue-based loans. The platform addresses the financing gap by streamlining access to capital, enabling businesses with at least $2 million in annual revenue to secure funding ranging from $1 million to over $100 million for growth and project financing.
Funding
Funding not disclosed
Founders
Product
Problem
Small and medium-sized enterprises (SMEs) often face challenges in accessing suitable debt financing options due to traditional lenders' stringent requirements and lengthy processes. This financing gap hinders their ability to pursue growth opportunities, strategic acquisitions, and essential project financing. Many SMEs lack the resources and expertise to navigate the complex landscape of potential lenders and financing products.
Solution
UniCap provides an AI-powered platform designed to streamline debt financing for SMEs, offering a range of credit facilities, including bridge financing, revenue-based financing, term loans, venture debt, and invoice financing. The platform connects businesses with a network of over 200 lenders, including institutional private credit investors and direct lending facilities, to increase approval chances and secure competitive terms. UniCap's AI agents automate investor outreach, manage digital workflows, and provide data-driven insights to optimize fundraising and investor relations. By digitizing and automating the financing process, UniCap enables SMEs to access capital more efficiently and make informed decisions about their financing options.
Target Audience
UniCap primarily targets SMEs and mid-cap companies with at least $2 million in annual revenue, located in the EU, UK, and US, seeking debt financing for growth, M&A, and project finance. The platform also serves venture capital firms looking to connect their portfolio companies with investors.
Features
- AI-driven platform for matching SMEs with suitable debt financing options
- Access to multiple credit facilities: bridge financing, revenue-based financing, term loans, venture debt, and invoice financing
- Network of 200+ lenders, including institutional private credit investors and direct lending facilities
- AI agents for automated investor outreach and digital workflow management
- Fundraising AI to identify and target investors using intent data
- InvestorPR AI to create and distribute content to relevant media channels
- LendingOS direct lending platform for businesses
- Subscription-based access to AI services and the platform