Umony provides an end‑to‑end compliance platform that captures, archives, and monitors voice, SMS, and messenger communications for regulated financial institutions. Its carrier‑grade integrations, BYOD apps, and AI‑driven CODA engine analyze 100 % of interactions in 47 languages, delivering risk scores and alerts with high accuracy while supporting on‑premise or managed cloud deployments.
Funding
$15M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Financial institutions must capture, retain, and monitor communications across a growing set of channels (voice, SMS, instant messaging, collaboration tools) to satisfy strict regulatory mandates. Inconsistent data capture, fragmented archives, and limited multilingual surveillance increase compliance risk and operational overhead.
Solution
Umony delivers an end‑to‑end compliance platform that unifies data capture, secure archiving, and AI‑driven monitoring. The Capture suite records mobile voice, SMS/MMS, WhatsApp, Teams, and other messenger traffic through carrier‑grade integrations, virtual second‑number (Smart Dialtone) and lightweight BYOD apps (Carbon Copy, WorkChat). Archived content is stored losslessly with advanced threading and searchable metadata, enabling rapid e‑discovery and audit reporting. CODA, the platform’s Generative‑AI surveillance engine, processes 100 % of communications in 47 languages across four key regulatory jurisdictions, delivering risk scores, sentiment analysis, and red‑flag alerts with an 88 % detection rate and under 4 % false positives. Deployments can run on‑premise via Kubernetes/Docker images or in a managed cloud, and the Odyssey migration service ensures a validated, zero‑loss transition from legacy systems.
Target Audience
The primary customers are compliance, risk and surveillance teams within banks, broker‑dealers, asset managers, and other regulated financial institutions, as well as telecom carriers that provide compliance‑ready communication services to those firms.
Features
- Carrier‑grade mobile voice, SMS and MMS recording with in‑network integration for telecom partners
- Smart Dialtone “always‑on” virtual second number for seamless voice/SMS capture on corporate and personal devices
- WorkChat mobile app (iOS/Android) that ingests messenger traffic while preserving end‑to‑end encryption on the client side
- Carbon Copy BYOD solution that captures WhatsApp, WeChat and other off‑network chats without requiring MDM enrollment
- Teams Capture module that logs calls, screen shares, file transfers and chat threads with granular participant metadata
- Lossless archival storage with advanced threading, full‑text indexing, and configurable retention policies for audit‑ready retrieval
- CODA AI surveillance: proprietary large‑language model, 100 % channel coverage, 47‑language support, risk scoring, sentiment and systemic behavior analytics, <4 % false‑positive alerts
- Flexible deployment options: containerized Kubernetes/Docker images, custom disk images, or fully managed SaaS with SLA‑backed support
- Odyssey data‑migration platform: automated 10‑step validation pipeline, real‑time dashboard, audit trail for every migrated object