Umbra Ai
Umbra provides an AI-native governance, risk, and compliance (GRC) platform for financial services firms operating in the EU and UK. The platform tracks regulations from Level 1 primary law down to Level 4 member-state rules, maps obligations to policies and controls, and enables continuous monitoring and evidence collection. It covers key regulations including DORA, MiCA, AMLR, and MiFID II, and supports investment firms, crypto-asset service providers, payment companies, and banks.
- Regulatory & Compliance Technology
- Financial Technology
- Artificial Intelligence
- Software Only
Funding
Raised to date
$120KRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Founder details are not available yet.
Product
Problem
Financial services firms face a complex and constantly evolving regulatory landscape across the EU and UK, spanning multiple levels of legislation from primary law to supervisory guidance. Traditional GRC systems act as passive systems of record, leaving the actual compliance work—mapping obligations, assigning controls, and collecting evidence—to second-line teams, which slows down product launches and increases operational risk.
Solution
Umbra provides an AI-native governance, risk, and compliance (GRC) platform purpose-built for financial services firms. The platform tracks applicable EU and UK regulations—from Level 1 primary law like DORA, MiCA, AMLR, and MiFID II down to Level 4 member-state rules—and helps teams map obligations to policies, assign controls, collect evidence, and monitor compliance continuously. Umbra identifies regulatory gaps, supports remediation within a single system, and streamlines everything from risk assessments to drafting and review. The platform integrates with existing tools and is designed to help firms scale their business without the risk of non-compliance.
Target Audience
Primary customers are risk and compliance teams at regulated financial services firms, including investment firms, crypto-asset service providers, payment companies, and banks operating in the EU and UK.
Features
- Tracks EU and UK legislation across all four regulatory levels, including primary law, technical standards, supervisory authority guidelines, and member-state rules
- Covers key regulations including DORA, MiCA, AMLR, and MiFID II
- Maps regulatory obligations to policies, systems, and controls with gap identification and remediation workflows
- Enables continuous monitoring of controls and evidence collection
- Includes entity management capabilities for company identification, licenses, products, geography, and financial scale
- Supports multiple financial services segments including investment firms, crypto-asset service providers, payment companies, and banks
- Compliant with DORA and GDPR, with ISO 27001 and SOC2 Type 2 certifications in progress