Two Point O Capital
Two Point O Capital provides a clean infrastructure enablement platform with embedded finance for commercial and industrial customers, offering zero-capex, outcome-linked financing for solar, battery storage, energy efficiency, and wastewater treatment projects. The company takes single-point accountability for end-to-end program management, from audits to execution, while using AI/ML-enabled digital tools for risk management and asset underwriting. Its integrated approach combines financing, technology, and operations as one offering, with tailored on- and off-balance-sheet solutions including capex loans, project finance, equipment leases, and power purchase agreements.
- Clean Technology
- Financial Technology
- Energy
- Artificial Intelligence
- Enterprise Software
- Software Only
Funding
Raised to date
$16.3MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
across 2 rounds
CSO+2$10M · Series A
Announced Nov 2026
Disclosed cumulative: $16.3M
Founders
Product
Problem
Commercial and industrial (C&I) sectors face challenges in securing tailored financing for distributed clean energy projects, hindering the adoption of solar rooftops, energy efficiency upgrades, and wastewater treatment systems. Traditional financing models often lack the flexibility and data-driven risk assessment needed to support these diverse projects effectively. This capital shortage impedes the energy transition and delays the deployment of sustainable infrastructure.
Solution
Two Point O Capital provides a clean infrastructure enablement platform with embedded finance for C&I customers, offering zero-capex, outcome-linked, customized financing solutions. The company takes single-point accountability for end-to-end program management—from audits to solutioning to execution—while leveraging AI/ML-enabled digital tools for risk management, efficient asset underwriting, and monitoring for guaranteed outcomes. Their integrated approach combines financing, technology, and operations as one offering, with tailored on- and off-balance-sheet financing solutions including capex loans, project finance, working capital loans, equipment leases, and power purchase agreements. By focusing on solar rooftops, battery energy storage, energy efficiency technologies, and wastewater treatment systems, Two Point O Capital aims to bridge the financing gap and accelerate the adoption of sustainable energy solutions.
Target Audience
Primary customers are commercial and industrial businesses, including industrials, commercial real estate, data centers, and healthcare facilities, as well as energy developers and EPC companies seeking financing for distributed clean energy and wastewater treatment projects.
Features
- Zero-capex, outcome-linked financing structures including performance-based contracts and as-a-service models
- AI/ML-enabled digital tools for risk management, efficient asset underwriting, and real-time performance monitoring
- End-to-end program management covering audits, solutioning, and execution with single-point accountability
- Tailored on- and off-balance-sheet financing options: capex loans, project finance, working capital loans, and equipment leases
- Turnkey operations via power purchase agreements (PPA) and performance-based contracts
- Coverage across core asset classes: solar, battery energy storage systems (BESS), energy efficiency, and wastewater treatment