Two Dots
Two Dots offers Eve, an AI-powered underwriting agent that automates multifamily tenant screening from identity verification through lease signing. Eve engages applicants in a conversational interface, validates income from traditional and gig sources, detects fraud, and delivers instant approvals, reducing time-to-lease to as little as one hour.
- Property Technology
- AI Agents
- Artificial Intelligence
- Software Only
- Data & Analytics
- Enterprise Software
- Financial Technology
Funding
Raised to date
$500KRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Multifamily tenant screening traditionally relies on manual underwriting processes that are slow, error-prone, and vulnerable to fraud. Property managers face lengthy application cycles, incomplete documentation, and the risk of approving applicants with falsified income or identity information, which directly impacts revenue and operational efficiency.
Solution
Two Dots provides Eve, an AI-powered underwriting agent that fully automates the tenant screening workflow. Eve engages applicants in a conversational interface, guiding them through identity verification, income documentation, and fraud checks in real time. The system extracts and validates data from uploaded documents, flags inconsistencies, and requests alternative proof when needed—such as PDF bank statements or gig-economy payment records. By delivering instant approvals and eliminating manual touchpoints, Eve helps property managers reduce bad debt, resolve edge cases, and accelerate time-to-revenue, with the ability to move from application to signed lease in about an hour.
Target Audience
Primary customers are multifamily property owners, property management companies, and real estate operators seeking to streamline tenant screening and reduce manual underwriting costs.
Features
- Conversational AI agent that interacts with applicants to collect and verify identity, income, and employment data
- Automated fraud detection that cross-references uploaded documents and flags suspicious or incomplete submissions
- Real-time approval engine that provides instant decisions without human intervention
- Support for non-traditional income sources, including gig work, business bank statements, and peer-to-peer payment records like Zelle
- Guided document resubmission flow that reduces applicant friction and minimizes back-and-forth
- End-to-end automation of the underwriting process, from identity check to lease generation and signing