twodots.com offers Eve, an AI underwriting agent that automates multifamily tenant screening with real-time approvals. Eve handles identity verification, income documentation, and fraud checks through a conversational interface, reducing manual review and accelerating revenue for property operators. The platform eliminates back-and-forth by extracting data from uploaded documents and guiding applicants through alternative verification methods.
Funding
Funding not disclosed
Founders
Product
Problem
Multifamily tenant screening traditionally relies on manual underwriting processes that are slow, error-prone, and vulnerable to fraud. Property managers face lengthy application cycles, incomplete documentation, and the risk of approving applicants with falsified income or identity information, which directly impacts revenue and operational efficiency.
Solution
twodots.com provides Eve, an AI-powered underwriting agent that fully automates the tenant screening workflow. Eve engages applicants in a conversational interface, guiding them through identity verification, income documentation, and fraud checks in real time. The system extracts and validates data from uploaded documents, flags inconsistencies, and requests alternative proof when needed—such as PDF bank statements or gig-economy payment records. By delivering instant approvals and eliminating manual touchpoints, Eve helps property managers reduce bad debt, resolve edge cases, and accelerate time-to-revenue.
Target Audience
Primary customers are multifamily property owners, property management companies, and real estate operators seeking to streamline tenant screening and reduce manual underwriting costs.
Features
- Conversational AI agent that interacts with applicants to collect and verify identity, income, and employment data
- Automated fraud detection that cross-references uploaded documents and flags suspicious or incomplete submissions
- Real-time approval engine that provides instant decisions without human intervention
- Support for non-traditional income sources, including gig work and government benefits, with document extraction from PDFs and screenshots
- Guided document resubmission flow that reduces applicant friction and minimizes back-and-forth
- End-to-end automation of the underwriting process, from identity check to final approval decision