About Twinco Capital

The startup offers a fintech platform that provides supply chain finance solutions for SMEs, covering the entire production cycle from purchase order to invoice payment. By utilizing supply chain analytics to assess supplier performance, the platform reduces financing costs and enhances supply reliability, promoting sustainable and socially responsible supply chains.

<problem> Small and medium-sized enterprise (SME) suppliers in developing markets often lack access to affordable working capital, hindering their ability to fulfill large purchase orders from global corporations. Traditional trade finance solutions often rely on assessing creditworthiness based on balance sheets, which disadvantages SMEs with limited financial resources. This lack of access to funding restricts SMEs' growth potential and limits their participation in global trade. </problem> <solution> Twinco Capital provides a supply chain finance platform that enables large corporations to offer their suppliers access to affordable funding, from purchase order to final invoice payment. The platform integrates with large corporate buyers to access supply chain data and assesses supplier performance using proprietary supply chain analytics and machine learning-based risk models, rather than relying solely on traditional financial metrics. By evaluating supplier performance data, Twinco can provide funding at the purchase order stage, enabling suppliers to secure raw materials and production capacity to fulfill larger orders. This approach reduces financing costs and risks for both buyers and suppliers, fostering competitive and socially responsible supply chains. </solution> <features> - Purchase order financing, providing up to 60% of the order value upfront - Supply chain analytics to assess supplier performance and creditworthiness - Machine learning-based risk models that leverage supplier performance data - Digital platform for quick decision-making and fast deployment of funds - ESG data collection and analysis to promote responsible sourcing practices - Integration with large corporate buyers for seamless data sharing and supplier onboarding - Supply chain transparency for retailers through data-driven insights into supplier performance </features> <target_audience> The primary target audience includes large corporations, particularly in the retail and apparel sectors, seeking to optimize their supply chains and provide affordable financing options to their SME suppliers in emerging markets. </target_audience> <revenue_model> Twinco Capital generates revenue by charging a discount fee for each purchase order it funds, with default rates being a fraction of that fee. </revenue_model>

What does Twinco Capital do?

Where is Twinco Capital located?

Twinco Capital is based in Madrid, Spain.

When was Twinco Capital founded?

Twinco Capital was founded in 2016.

How much funding has Twinco Capital raised?

Twinco Capital has raised 76930000.

Location

Madrid, Spain

Founded

2016

Funding

76930000

Employees

44 employees

Major Investors

BBVA Spark

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Twinco Capital

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Executive Summary

twincocapital.com 2K+

Crunchbase

Founded 2016 – Madrid, Spain

Funding

Estimated Funding

$50M+

Major Investors

BBVA Spark

Team (40+)

No team information available.

Company Description

Problem

Small and medium-sized enterprise (SME) suppliers in developing markets often lack access to affordable working capital, hindering their ability to fulfill large purchase orders from global corporations. Traditional trade finance solutions often rely on assessing creditworthiness based on balance sheets, which disadvantages SMEs with limited financial resources. This lack of access to funding restricts SMEs' growth potential and limits their participation in global trade.

Solution

Twinco Capital provides a supply chain finance platform that enables large corporations to offer their suppliers access to affordable funding, from purchase order to final invoice payment. The platform integrates with large corporate buyers to access supply chain data and assesses supplier performance using proprietary supply chain analytics and machine learning-based risk models, rather than relying solely on traditional financial metrics. By evaluating supplier performance data, Twinco can provide funding at the purchase order stage, enabling suppliers to secure raw materials and production capacity to fulfill larger orders. This approach reduces financing costs and risks for both buyers and suppliers, fostering competitive and socially responsible supply chains.

Features

Purchase order financing, providing up to 60% of the order value upfront

Supply chain analytics to assess supplier performance and creditworthiness

Machine learning-based risk models that leverage supplier performance data

Digital platform for quick decision-making and fast deployment of funds

ESG data collection and analysis to promote responsible sourcing practices

Integration with large corporate buyers for seamless data sharing and supplier onboarding

Supply chain transparency for retailers through data-driven insights into supplier performance

Target Audience

The primary target audience includes large corporations, particularly in the retail and apparel sectors, seeking to optimize their supply chains and provide affordable financing options to their SME suppliers in emerging markets.

Revenue Model

Twinco Capital generates revenue by charging a discount fee for each purchase order it funds, with default rates being a fraction of that fee.