Tutum.ai provides an AI and machine learning-driven security solution that utilizes behavioral biometrics and risk-based authentication to create personalized user profiles and detect anomalies in real-time. This technology enhances digital security by adapting to user behavior and context, effectively mitigating unauthorized access and potential threats.
Funding
Funding not disclosed
Founders
Product
Problem
The AgriFood sector faces a significant financing gap due to perceived risks associated with perishable goods, leading to limited access to traditional financial services and prolonged payment cycles for suppliers, importers, and exporters. This lack of financing jeopardizes global growth and limits the potential of Agriculture SMEs.
Solution
Tutum.ai is a Special Purpose Vehicle (SPV) that offers trade loans within the AgriFood sector, providing working capital and liquidity solutions to suppliers, importers, and exporters. By leveraging digital insights from the DiMuto Platform, Tutum.ai offers data-driven financing solutions that ensure transparency and traceability. The company's approach involves comprehensive due diligence using AI-driven risk assessments, financing after buyer's confirmation of goods, and closed-loop payment ecosystems to boost transparency and reduce third-party risks. Tutum.ai aims to bridge the financing gap in the AgriFood industry, supporting sustainable growth and resilience for producers, suppliers, and buyers while delivering stable returns to investors.
Target Audience
Tutum.ai's primary customers are suppliers, importers, and exporters in the AgriFood sector, as well as investors seeking risk-adjusted returns in AgriFood digitization and data-driven financing.
Features
- AI-driven risk assessment based on borrowers' financial data and digitized trade history.
- Financing solutions triggered by buyer's acceptance of goods.
- Closed-loop payment ecosystem directing funds to digital wallets for enhanced transparency.
- Trade invoice and receivables financing to provide capital at a discount.
- Financing for credit-insured tenders and supply contracts.
- Integration with the DiMuto Platform for data-driven insights, transparency, and traceability.
- Partnerships with Aleta Planet for simplified online, cross-border, and multi-currency transactions.