TurnKey Lender provides a cloud‑based, end‑to‑end lending management platform that automates loan origination, underwriting, servicing, and collection for banks, fintechs, and other credit providers. Its configurable workflow designer, AI‑driven credit scoring, and extensive API library enable rapid deployment of multi‑product, multi‑currency loan solutions with real‑time reporting and analytics.
Funding
Funding not disclosed
Founders
Product
Problem
Financial institutions and alternative lenders often rely on fragmented, manual processes for loan origination, underwriting, servicing, and collection, leading to high operational costs, slow decision times, and increased credit risk.
Solution
TurnKey Lender offers an end‑to‑end, cloud‑based lending management platform that automates every stage of the credit lifecycle. The system provides a configurable loan origination engine, AI‑driven underwriting and credit‑risk scoring, automated servicing and debt‑collection workflows, and real‑time reporting and analytics. Integrated APIs and a drag‑and‑drop workflow editor enable rapid customization of loan products, decision rules, and user interfaces without extensive coding. The platform supports multiple currencies, languages, and regulatory regimes, allowing lenders to launch consumer, commercial, peer‑to‑peer, or embedded financing solutions in days rather than months.
Target Audience
Primary customers are banks, alternative lenders, fintech startups, and enterprises (e.g., retailers, telecoms, auto dealers) that need a unified, automated solution for consumer or B2B credit operations.
Features
- Fully configurable loan application builder with custom flows, dictionaries, and document templates
- AI‑powered decision engine that combines traditional and alternative data for instant credit scoring and risk assessment
- Modular underwriting and servicing suite with automated payment processing, reminders, and collection scoring
- Dynamic reporting dashboard and AI‑enhanced analytics for portfolio performance, compliance, and regulator‑ready reports
- Drag‑and‑drop workflow designer and system configurator for rapid changes to business logic and user permissions
- Seamless integration via 75+ pre‑built APIs, supporting e‑signatures, KYC/AML checks, and third‑party data services
- Multi‑product support (personal, payday, SME, leasing, BNPL, P2P) on a single platform with multi‑currency and multi‑language capabilities