Tupel provides businesses with fast, flexible financing options for working capital needs like payables, receivables, and inventory. The platform uses automated underwriting and AI servicing to deliver funding decisions and payouts in seconds. Customers benefit from a pay-as-you-go model with transparent daily pricing and flexible repayment terms.
Funding
Funding not disclosed
Founders
Product
Problem
Small and medium-sized businesses often face challenges in accessing timely capital to manage cash flow, invest in growth, or cover unexpected expenses. Traditional lending processes can be slow, cumbersome, and may not align with the dynamic needs of modern businesses.
Solution
Tupel provides an AI-driven lending platform and API that offers flexible financing solutions to small and medium-sized businesses. The platform enables businesses to access capital in seconds, offering various products including financing for payables, receivables, growth initiatives, and a cash reserve. Tupel's system integrates with accounting, banking, and commerce tools to automate setup and maximize borrowing capacity. With flexible repayment plans and transparent pricing, Tupel aims to provide businesses with the financial infrastructure they need to manage cash flow and pursue growth opportunities.
Target Audience
Tupel primarily serves registered small and medium-sized businesses and sole traders seeking flexible and rapid access to capital for managing cash flow and fueling growth.
Features
- AI-driven risk decisioning engine for instant credit limit assessment
- Integration with over 2,500 banks across the UK and Europe
- Direct integration with accounting systems like Xero, Sage, and QuickBooks
- Flexible financing options for payables, receivables, growth, and cash reserve
- Customizable repayment terms ranging from 1 to 365 days
- Daily metering with no fees on unused capital
- Developer API for building and automating lending processes
- Multi-currency support