Thea
Thea provides an AI-powered co-broker platform that streamlines private mortgage deals by automatically checking submitted information against lender criteria and generating a ready-to-review package. Users simply email deal details or attachments, and the system organizes the data, fills gaps, and presents the best-fit financing path without requiring manual portal navigation. The platform focuses on first and second mortgages ranging from $50K to $3MM for Ontario-based private lending professionals.
- Property Technology
- Financial Technology
- Artificial Intelligence
- AI Agents
- Software Only
Funding
Founders
Founder details are not available yet.
Product
Problem
Private mortgage deals move quickly, but the administrative process is slow and fragmented. Brokers spend excessive time chasing paperwork, organizing files, and manually checking lender criteria, which causes good deals to fail or get delayed due to incomplete or unstructured submissions.
Solution
Thea provides an AI-powered co-broker platform that streamlines private mortgage deals. Brokers email deal details or attachments to the system, and the AI intake system, named Kayley, automatically extracts and organizes the information, identifies missing fields, and checks the deal against lender criteria. The platform then presents the best-fit financing path and generates a clean, review-ready mortgage package, eliminating the need for manual portal navigation and reducing back-and-forth communication.
Target Audience
Primary users are mortgage brokers, individual private lenders, and family offices deploying capital in Ontario real estate, handling deals ranging from $50K to $3MM.
Features
- AI-powered email intake that extracts deal information from emails and attachments, including applications, appraisals, and credit documents
- Automated gap detection that identifies missing information and generates follow-up requests to brokers
- Lender criteria matching that checks submitted deals against lender requirements and presents the best-fit path
- Generation of review-ready mortgage packages and Letters of Intent for lender review
- Secure data handling with encryption in transit and at rest, stored in Canadian databases
- Support for first and second mortgages across residential, multifamily, commercial, and land properties