Trysmartly operates an AI‑driven loan marketplace that matches potential borrowers with multiple lenders and lending providers. The platform lets users check loan options from $1,000 to $40,000 for purposes such as debt consolidation or unexpected expenses, delivering pre‑qualified offers in under two minutes without affecting their credit score. It supports borrowers with less‑than‑perfect credit and does not charge fees for its matching service.
Funding
Funding not disclosed
Founders
Product
Problem
Consumers seeking personal loans often face fragmented options, lengthy application processes, and uncertainty about eligibility, especially if they have less-than-perfect credit. This makes it difficult to quickly compare offers and secure funding for needs such as debt consolidation or unexpected expenses.
Solution
TrySmartly operates an AI-driven loan marketplace that connects potential borrowers with multiple lenders and lending providers. Users input basic information, and the platform generates pre‑qualified loan offers within minutes without affecting their credit score. The service aggregates options ranging from $1,000 to $40,000, highlighting terms that match the borrower’s financial situation. It presents the offers in a transparent, fee‑free interface, allowing users to compare rates, amounts, and repayment terms before deciding. By handling the referral process, TrySmartly streamlines loan discovery while remaining independent of any single lender.
Target Audience
Primary users are individual consumers who need personal financing—such as debt consolidation, bill payment, or large purchases—and who may have limited credit history or sub‑prime credit scores.
Features
- AI and machine‑learning engine that matches borrower profiles to suitable loan products in under two minutes
- Credit‑score‑friendly inquiry that does not result in a hard pull, preserving the user’s credit rating
- Aggregated listings from multiple lenders, covering loan amounts from $1,000 to $40,000 for various use cases
- Side‑by‑side comparison of key loan terms (interest rate, repayment period, fees) in a secure, encrypted web interface
- No direct fees charged to borrowers for using the platform; revenue is earned through lender referrals
- Clear disclaimer that the platform does not make loan decisions, act as a lender, or endorse specific providers