Crew

About Crew

Crew is a financial technology platform offering high-yield checking and savings accounts designed specifically for families, with a 3.95% annual percentage yield and no minimum balance requirements. The platform enables parents to manage their finances while providing children with their own accounts, promoting financial literacy and responsible money management from an early age.

```xml <problem> Traditional banking solutions often lack features tailored to the specific needs of families, making it difficult for parents to manage finances collaboratively and educate children about responsible money management. Existing accounts may not offer sufficient interest rates, and setting up appropriate accounts for children can be cumbersome. </problem> <solution> Crew provides a family-centric banking platform that combines high-yield savings and checking accounts with tools designed to promote financial literacy. The platform enables parents to manage joint accounts while providing children with individual, FDIC-insured accounts that they can access and manage. Crew offers features such as automated allowances, child debit cards with parental controls, and the ability to split funds between spending and savings "pockets." By integrating these features into a single platform, Crew simplifies family finance management and encourages responsible financial habits from an early age. </solution> <features> - High-yield savings accounts with a competitive annual percentage yield (APY) - Joint accounts for parents with individual authorized user accounts for children - FDIC insurance coverage up to $500,000 for joint accounts and $250,000 for individual accounts - Automated allowance distribution with customizable splits between spending and savings - Child debit cards that can be easily frozen or unfrozen via the app - Real-time monitoring of children’s accounts by parents - Virtual card support for managing subscriptions and online transactions - "Cruise control" feature to automatically maximize interest earned on savings </features> <target_audience> Crew primarily targets families with children who are seeking a comprehensive banking solution that facilitates joint financial management and promotes financial literacy among younger users. </target_audience> <revenue_model> Crew generates revenue through deposits held at its partner bank, Bangor Savings Bank, and from fees paid by merchants on debit card transactions. </revenue_model> ```

What does Crew do?

Crew is a financial technology platform offering high-yield checking and savings accounts designed specifically for families, with a 3.95% annual percentage yield and no minimum balance requirements. The platform enables parents to manage their finances while providing children with their own accounts, promoting financial literacy and responsible money management from an early age.

Where is Crew located?

Crew is based in Lehi, United States.

When was Crew founded?

Crew was founded in 2023.

How much funding has Crew raised?

Crew has raised 2500000.

Location
Lehi, United States
Founded
2023
Funding
2500000
Employees
11 employees
Major Investors
Kickstart

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Crew

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Executive Summary

Crew is a financial technology platform offering high-yield checking and savings accounts designed specifically for families, with a 3.95% annual percentage yield and no minimum balance requirements. The platform enables parents to manage their finances while providing children with their own accounts, promoting financial literacy and responsible money management from an early age.

trycrew.com1K+
cb
Crunchbase
Founded 2023Lehi, United States

Funding

$

Estimated Funding

$2M+

Major Investors

Kickstart

Team (10+)

No team information available.

Company Description

Problem

Traditional banking solutions often lack features tailored to the specific needs of families, making it difficult for parents to manage finances collaboratively and educate children about responsible money management. Existing accounts may not offer sufficient interest rates, and setting up appropriate accounts for children can be cumbersome.

Solution

Crew provides a family-centric banking platform that combines high-yield savings and checking accounts with tools designed to promote financial literacy. The platform enables parents to manage joint accounts while providing children with individual, FDIC-insured accounts that they can access and manage. Crew offers features such as automated allowances, child debit cards with parental controls, and the ability to split funds between spending and savings "pockets." By integrating these features into a single platform, Crew simplifies family finance management and encourages responsible financial habits from an early age.

Features

High-yield savings accounts with a competitive annual percentage yield (APY)

Joint accounts for parents with individual authorized user accounts for children

FDIC insurance coverage up to $500,000 for joint accounts and $250,000 for individual accounts

Automated allowance distribution with customizable splits between spending and savings

Child debit cards that can be easily frozen or unfrozen via the app

Real-time monitoring of children’s accounts by parents

Virtual card support for managing subscriptions and online transactions

"Cruise control" feature to automatically maximize interest earned on savings

Target Audience

Crew primarily targets families with children who are seeking a comprehensive banking solution that facilitates joint financial management and promotes financial literacy among younger users.

Revenue Model

Crew generates revenue through deposits held at its partner bank, Bangor Savings Bank, and from fees paid by merchants on debit card transactions.

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