Chart provides fintech companies with a developer-friendly REST API for automating income verification by accessing verified tax records directly from the IRS and tax preparation platforms. The service transforms official tax documents into structured JSON data, enabling fast and reliable client onboarding. Chart prioritizes security through non-persistent credentials and SOC 2 Type II compliance while offering users granular control over data sharing.
Funding
$500K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Fintech companies and financial institutions often struggle to obtain reliable, up-to-date tax information for their clients, relying on manual document collection and verification processes that are slow, error‑prone, and costly.
Solution
Chart offers a developer‑focused platform that connects directly to the IRS and major tax‑preparation services to retrieve clients’ tax records in real time. The service automatically extracts data via OCR and delivers it as structured JSON through a REST API, eliminating manual handling and reducing verification time to seconds. Flexible submission options let end users provide records via their IRS online account, linked tax‑software, or standard IRS forms. Enterprise‑grade security, including SOC 2 Type II compliance and optional PII anonymization, ensures data privacy while supporting rapid client onboarding and income verification workflows.
Target Audience
Primary customers are fintech platforms, digital lenders, and financial institutions that need automated income verification and streamlined client onboarding.
Features
- Direct, real‑time access to IRS and leading tax‑preparation platforms for instant record retrieval
- Automated OCR and parsing that converts tax documents into clean, well‑structured JSON
- Multiple client submission methods: IRS Online Account connection, tax‑software integration, or manual form upload
- Developer‑centric REST API with SDKs, sandbox environment, and comprehensive documentation
- SOC 2 Type II compliance and optional PII reduction to meet stringent security and privacy requirements
- High‑performance infrastructure designed for low latency and high throughput in fintech applications