Acme provides a unified banking API that connects a company’s ERP or internal finance system to multiple banks through a single RESTful interface. The platform handles bank onboarding, standardizes API calls, and supports real‑time payments, Direct Debit collections, and automated statement retrieval, reducing integration effort and manual reconciliation for fintechs, digital wealth managers, and enterprises.
Funding
Funding not disclosed
Founders
Product
Problem
Businesses often struggle to integrate their ERP or internal financial systems with multiple banks, facing fragmented APIs, lengthy implementation timelines, and manual reconciliation processes.
Solution
Acme offers a unified banking API platform that acts as a middleware between a company's ERP and selected banks. The service handles bank onboarding, API standardization, and provides endpoints for retrieving statements and initiating payments, including Direct Debit and real-time payment schemes (PayNow, FPX, FPS, DuitNow, Prompt Pay). By consolidating bank connectivity into a single API, Acme reduces development effort and enables automated, near‑real‑time reconciliation, allowing finance teams to focus on higher‑value tasks. The platform also includes security certifications (ISO 27001) and supports token‑based authentication for secure access.
Target Audience
Primary customers are fintech platforms, digital wealth managers, and enterprises that need to connect their ERP or internal finance systems to multiple banks for payments and cash‑flow visibility.
Features
- Single RESTful API for accessing multiple banks’ transaction data and initiating payments
- Support for various real‑time payment methods (PayNow, FPX, FPS, DuitNow, Prompt Pay) and Direct Debit collections
- Pre‑built integration layer that manages bank onboarding, compliance, and API versioning
- Automated statement retrieval and reconciliation to reduce manual processing time
- Secure authentication with API keys and ISO 27001‑certified data handling
- Quick implementation: customers report integration within a week using simple cURL examples