TriBeam is a financing technology company that offers a point‑of‑sale lending platform for residential solar and home‑improvement loans. By integrating with thousands of vetted installers and leveraging its proprietary technology, the platform reduces financing costs for consumers while providing super‑prime assets for capital partners. The service is designed for distributors, OEMs, and dealers with large installer networks seeking low‑cost capital and brand‑focused financing programs.
Funding
Funding not disclosed
Founders
Product
Problem
Residential solar and home‑improvement customers often face high financing costs and lengthy loan origination processes, while installers and distributors lack a streamlined way to offer low‑cost credit at the point of sale.
Solution
TriBeam provides a cloud‑based point‑of‑sale lending platform that connects large sales channels—such as distributors, OEMs, and dealers—with low‑cost capital providers. The platform offers configurable loan products, real‑time underwriting, and compliance controls, enabling installers to close more deals quickly and keep the financing experience in‑house. By leveraging a network of vetted installers and modern Java microservices with a React front‑end, TriBeam reduces overhead and delivers super‑prime loan assets to capital partners, resulting in lower consumer finance costs and expanded financing programs for partners.
Target Audience
Primary customers are residential solar and home‑improvement installers, distributors, OEMs, and dealers that need to offer affordable financing under their own brand.
Features
- 100% cloud‑based infrastructure with Java microservices and a responsive React UI
- API suite for seamless integration with partner systems and credit/property data providers
- Configurable loan products and automated underwriting engine supporting rapid, compliant decisions
- Built‑in compliance modules covering FCRA, TILA, KYC, OFAC, and state‑specific disclosures
- Data encryption in transit and at rest, with annual penetration testing and third‑party security audits
- Mobile‑friendly interface allowing installers to originate loans directly at the point of sale