Tres Health offers alternative health insurance plans with dental, vision, and hearing coverage. Their plans feature zero deductibles and co-pays, providing predictable healthcare costs.
Funding
Funding not disclosed
Founders
Product
Problem
Small to medium-sized employers often struggle to provide comprehensive and affordable healthcare benefits to their employees due to rising costs and complex plan designs. Traditional major medical plans can be too expensive or complex for underserved markets and industries, leaving employees with limited access to quality care.
Solution
Tres Health offers alternative health insurance plans and digital health solutions designed to provide affordable and quality healthcare benefits to underserved employer groups. Their product suite includes Minimum Essential Coverage (MEC) plans, Minimum Value Plans (MVP), and Preferred Provider Organization (PPO) plans, ensuring ACA compliance and cost containment. Tres Health's digital health technology, TresTech, provides user-friendly portals and mobile applications for members, employers, brokers, and providers, offering quick access to claims data, plan details, and resources. By offering innovative plan designs and a tech-forward approach, Tres Health aims to empower employees to take control of their health while providing employers with simple and affordable healthcare solutions.
Target Audience
Tres Health primarily serves small to medium-sized employers, particularly those in industries like hospitality, transportation, staffing, manufacturing, food and beverage, and construction, as well as brokers seeking affordable and comprehensive health plan options for their clients.
Features
- ACA-compliant Minimum Essential Coverage (MEC) plans with preventive and wellness care
- Minimum Value Plans (MVP) as an alternative to major medical, helping employers avoid ACA penalties
- Preferred Provider Organization (PPO) plans through partnerships with established networks like Cigna
- Gap insurance to supplement major medical plans, covering out-of-pocket expenses
- Digital health platform (TresTech) with portals and mobile apps for members, employers, brokers, and providers
- Employer portal for adding/terminating employees, accessing plan documents, and managing staff permissions
- Member portal and mobile app for finding doctors, accessing ID cards, reviewing claims, and telemedicine access
- Broker portal with real-time dashboard summary of groups, participation, plans sold, and statuses
- Provider portal for member eligibility search, claim status tracking, and resource library