The startup offers a cash flow management platform that leverages artificial intelligence for real-time cash flow tracking and automated forecasting. This technology enables small and medium businesses to optimize their cash flow and monetize short-term cash, reducing operational burdens and enhancing financial agility.
Funding
$14M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
JCMMCFounders
Product
Problem
Many small and medium-sized businesses (SMBs) struggle to optimize the management of their cash reserves, often missing opportunities to generate revenue from idle capital due to a lack of expertise and resources. Traditional treasury management is complex, requiring specialized knowledge and active monitoring to maximize returns while minimizing risk and maintaining liquidity.
Solution
Treasure provides a treasury-as-a-service API that enables businesses to embed actively managed, yield-generating products directly into their financial platforms. Through a single integration, clients gain access to low-risk, high-return investment products such as Treasuries, Treasury Inflation-Protected Securities (TIPS), government money market funds, and actively managed fixed income portfolios. The platform offers modular components for building a full-featured treasury product, incorporating compliance and security measures. Treasure's algorithms continuously monitor and adjust portfolios in response to market fluctuations, while a team of experts oversees investments, ensuring they align with the business's unique financial goals.
Target Audience
The primary target audience includes SMBs, fintech platforms, and financial institutions seeking to optimize cash management and offer embedded investment solutions to their customers.
Features
- API for embedding actively managed yield generation into financial platforms
- Access to government-backed money market funds, T-Bills, TIPS, and actively managed fixed income
- Automated portfolio rebalancing based on market conditions and business priorities
- Secure custodial accounts at Apex Clearing Corporation with SIPC insurance
- Real-time performance data tracking and reporting
- Integration with existing financial systems via RESTful API
- Webhooks for real-time notifications on account and transaction status changes
- Compliance with SEC regulations, SOC-2 certification, and GDPR