Tranchify provides an AI‑driven platform that automates the creation of securitisation and asset‑backed financing documents, generating term sheets and full legal contracts from user inputs. The system includes collaborative workflows, role‑based permissions, a secure data room, and AI‑assisted redlining to streamline multi‑party review and accelerate deal execution for banks, fintechs, and other non‑bank lenders.
Funding
Funding not disclosed
Founders
Product
Problem
Securitisation and asset‑backed financing require the creation and coordination of dozens of legal documents across multiple parties, making the process expensive, slow, and highly manual. This complexity creates high barriers to entry for non‑bank lenders, fintechs, and smaller institutions that could otherwise benefit from these financing structures.
Solution
Tranchify offers an AI‑driven platform that automates the assembly of legally robust securitisation documentation. By combining a proprietary decisioning framework with a state‑of‑the‑art AI engine and partnerships with leading law firms, the system generates tailored term sheets and full‑length legal contracts based on user inputs. The platform includes collaborative workflows, role‑based permissions, and a secure data room to streamline multi‑party review and onboarding. Integrated quality‑check tools and AI‑assisted redlining ensure compliance while allowing legal counsel to focus on high‑value decisions. The solution also connects required service providers within a single environment, reducing manual onboarding and duplicated effort, thereby accelerating deal execution.
Target Audience
Primary users are banks, fintech companies, direct lenders, and other non‑bank financial institutions that originate loan portfolios and seek to securitise them efficiently.
Features
- AI‑powered drafting that auto‑assembles term sheets and 500+‑page legal documents from a dynamic questionnaire
- Real‑world legal precedents and a persistent “Playbook” memory to maintain consistency across deals
- AI‑assisted redline suggestions and alternative clause recommendations with built‑in document quality checks (DocSentinel)
- Collaborative workflow tools including inline commenting, multi‑party access, and role‑based permissions for drafter vs reviewer
- Secure, shared data room for all deal documents and integrated service‑provider network to eliminate manual onboarding
- Persistent legal memory that captures institution‑specific preferences and jurisdictional requirements