Tranched provides on-chain embedded securitisation that enables fintech lenders to launch institutional-grade transactions up to 90% faster by automating loan assignment and regulatory reporting. Investors gain direct access to securitised opportunities with full traceability and enforceable security, eliminating the need for paperwork.
Funding
$3.9M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Fintech lenders face lengthy and complex processes when launching institutional-grade securitizations, involving manual loan assignment and regulatory reporting. Investors lack direct access to securitized opportunities, often relying on paperwork and intermediaries, which reduces transparency and efficiency.
Solution
Tranched offers an on-chain securitization platform that automates loan assignment and regulatory reporting, enabling fintech lenders to launch transactions faster. The platform tokenizes loans, creating smart loan agreements and providing instant access to liquidity. Investors gain direct access to securitized opportunities with traceability and enforceable security, eliminating paperwork and improving transparency. The Tranched protocol manages payment priorities automatically, providing a single immutable value chain for legal, audit, and cash flow truths.
Target Audience
Tranched targets fintech lenders seeking to streamline securitization processes and professional investors looking for direct access to securitized opportunities with enhanced transparency.
Features
- Loan Tokeniser: Creates smart, on-chain representations of loans for financing.
- API Integration: Connects to existing loan systems for data retrieval and loan assignment.
- Smart Loan Agreements: Tokenizes loans with smart contracts to automate management and reporting.
- Waterfall Contracts: Automates borrowing base updates and performance tests for regulatory reporting.
- Automated Regulatory Reporting: Generates regulatory reports automatically.
- On-chain enforcement of security.
- Real-time traceability and transparency over loan pools.
- Instant selling of positions to whitelisted investors.