Trad.Fi provides accredited investors with access to tokenized real‑world asset (RWA) investments that are secured by asset‑backed loans. The platform uses a risk‑managed lending strategy, including senior capital stack positioning through UCC‑1 filings and PMSI notices, and conducts credit assessments with major U.S. credit reporting agencies to ensure rigorous underwriting.
Funding
Funding not disclosed
Founders
Product
Problem
Accredited investors often lack direct access to diversified, real-world asset investments that are both tokenized and secured by reliable loan structures, making it difficult to achieve portfolio diversification with transparent risk controls.
Solution
Trad.Fi offers a platform where accredited investors can purchase tokenized securities backed by asset‑secured loans. Each offering is underpinned by a risk‑managed lending strategy that includes structured collateral, senior capital stack positioning via UCC‑1 filings and PMSI notices, and thorough credit assessments performed by major U.S. credit reporting agencies. The tokenization process provides fractional ownership and blockchain‑based transparency while the underlying loan guarantees a defined repayment hierarchy. Investors receive token holdings that represent a claim on the loan’s cash flows, enabling exposure to real‑world assets without the operational complexities of direct lending.
Target Audience
Primary customers are accredited individual and institutional investors seeking exposure to real‑world asset‑backed loans through tokenized securities.
Features
- Tokenized RWA offerings that represent fractional, blockchain‑recorded ownership of asset‑backed loans
- Structured collateral framework with senior lien positioning through UCC‑1 filings and PMSI notices
- Credit underwriting performed by leading U.S. credit reporting agencies to assess borrower risk
- Automated loan servicing and repayment distribution to token holders via smart‑contract mechanisms
- Compliance controls ensuring only accredited investors can participate in token purchases