Trace Finance provides an enterprise payments platform that unifies fiat and stablecoin flows through a single API, leveraging Brazil’s PIX network to convert BRL to major stablecoins in under one minute. The service includes multi‑currency virtual accounts, real‑time FX pricing, automated KYC/AML compliance, and cross‑border settlement across 15+ jurisdictions for crypto exchanges, fintech platforms, and corporate treasury operations.
Funding
$4.3M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Businesses operating in Brazil and broader Latin America face fragmented fiat‑to‑stablecoin conversion pathways, slow settlement times, and stringent AML/CFT compliance requirements, which hinder real‑time cross‑border payments and on‑ramp/off‑ramp scalability for crypto‑related services.
Solution
Trace Finance delivers an enterprise‑grade payments platform that unifies fiat and stablecoin flows through a single API layer. By leveraging Brazil’s PIX instant payment network, the service converts BRL to major stablecoins (e.g., USDC, USDT) in under one minute, while maintaining 24/7 availability. Multi‑currency bank accounts (BRL, USD, EUR) and virtual account provisioning enable seamless local and international settlements across 15+ jurisdictions. The platform embeds automated KYC/AML screening, transaction monitoring, and audit‑ready reporting to satisfy regulator expectations. Real‑time FX rates, multi‑source liquidity routing, and lock‑price mechanisms ensure optimal execution for both small trades and high‑volume institutional transfers. All functionalities are exposed via RESTful APIs and a web dashboard, allowing clients to integrate fiat‑stablecoin infrastructure without building banking relationships.
Target Audience
The primary customers are crypto exchanges, global fintech platforms, and web3 startups that require fast, compliant fiat‑stablecoin on‑ramps, as well as multinational corporations and trading firms seeking efficient BRL settlement and treasury management in Latin America.
Features
- PIX‑integrated BRL‑to‑stablecoin conversion engine with sub‑minute settlement latency
- RESTful API suite for account creation, balance monitoring, FX conversion, and cross‑border payments
- Multi‑currency (BRL, USD, EUR) virtual and named accounts with real‑time balance aggregation and FX dashboard
- Multi‑source liquidity routing and lock‑price contracts to guarantee best‑execution pricing at institutional scale
- Built‑in AML/CFT compliance stack: automated KYC onboarding, transaction monitoring, and regulatory reporting
- Support for additional regional rails (SPEI, ACH, SEPA, Boleto, TED) enabling broad payout coverage across LATAM and Europe
- Centralized web console for dashboard analytics, transaction logs, and liquidity management, with role‑based access controls