Tot offers a fully digital banking platform with an Italian IBAN that provides instant SEPA transfers, integrated tax management, and automated invoice reconciliation. This solution simplifies financial administration for businesses by consolidating banking and accounting tasks into a single interface, reducing time spent on financial management.
Funding
$2.3M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
+4Founders
Product
Problem
Traditional banking solutions for businesses often involve fragmented systems, leading to time-consuming manual reconciliation, inefficient tax management, and a lack of real-time financial visibility. Managing invoices, payments, and accounting tasks across multiple platforms creates administrative overhead and increases the risk of errors.
Solution
Tot offers a fully digital banking platform with an Italian IBAN designed to streamline financial administration for businesses. The platform provides instant SEPA transfers, integrated tax management, automated invoice reconciliation, and direct access to the Cassetto Fiscale online. By consolidating banking and accounting tasks into a single, user-friendly interface, Tot reduces the time and effort required for financial management, enabling businesses to focus on core operations.
Target Audience
Tot primarily targets small and medium-sized businesses (SMBs) and freelancers in Italy seeking a streamlined, all-in-one solution for managing their finances and administrative tasks.
Features
- Business account with Italian IBAN and instant SEPA transfers
- Integrated tax management with F24 support (with and without delegation)
- Automated invoice reconciliation and categorization
- Direct connection to the Cassetto Fiscale online for streamlined tax management
- Business credit and debit cards (physical and virtual)
- PagoPA payment integration
- Multi-user access with customizable roles and permissions
- Real-time transaction monitoring and reporting