TOQIO

About TOQIO

Toqio is a fintech platform that enables companies to build and launch customized banking solutions through a low-code environment, allowing for rapid deployment in weeks. It addresses the challenge of limited access to tailored financial products by providing a marketplace of pre-built integrations and real-time data connectivity for enhanced operational efficiency.

```xml <problem> Corporations and merchants often struggle to access tailored financial solutions within their distribution networks, hindering growth and efficient operations. Existing financial products are often generic and fail to address the specific needs of various industries and business ecosystems. This lack of access to appropriate financial services creates obstacles to revenue generation, customer retention, and overall business performance. </problem> <solution> Toqio offers a fintech platform that enables businesses to build and deploy customized embedded finance solutions through a low-code environment. The platform provides a marketplace of pre-built integrations and a modular infrastructure, allowing for rapid configuration and deployment of tailored financial products. By connecting corporates and financial institutions, Toqio facilitates the creation of new financial service distribution channels, improving capital flow and enhancing operational efficiency. The platform's configuration-first approach allows non-technical personnel to build complex financial propositions, while its cloud-native, API-driven architecture ensures scalability, security, and regulatory compliance. </solution> <features> - Low-code/no-code environment for building embedded finance solutions without extensive technical expertise - Marketplace of pre-built apps and integrations with third-party financial service providers - Modular infrastructure with components for accounts, cards, onboarding, lending, and more - Customizable UI, UX, workflows, and branding through the Toqio Design Studio - Real-time data connectivity with ERP and CRM systems for enhanced insights - Cloud-native, API-driven architecture with bank-grade security and regulatory compliance - Industry-specific solution templates for various sectors, including hospitality, logistics, and retail - Digital card issuance compatible with Apple Pay and Google Pay through integration with MeaWallet </features> <target_audience> Toqio primarily targets corporations and financial institutions seeking to offer embedded finance solutions to their merchant and distributor networks. </target_audience> ```

What does TOQIO do?

Toqio is a fintech platform that enables companies to build and launch customized banking solutions through a low-code environment, allowing for rapid deployment in weeks. It addresses the challenge of limited access to tailored financial products by providing a marketplace of pre-built integrations and real-time data connectivity for enhanced operational efficiency.

Where is TOQIO located?

TOQIO is based in London, United Kingdom.

When was TOQIO founded?

TOQIO was founded in 2019.

How much funding has TOQIO raised?

TOQIO has raised 27990000.

Location
London, United Kingdom
Founded
2019
Funding
27990000
Employees
70 employees
Major Investors
Hackquarters

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TOQIO

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Executive Summary

Toqio is a fintech platform that enables companies to build and launch customized banking solutions through a low-code environment, allowing for rapid deployment in weeks. It addresses the challenge of limited access to tailored financial products by providing a marketplace of pre-built integrations and real-time data connectivity for enhanced operational efficiency.

toqio.co10K+
cb
Crunchbase
Founded 2019London, United Kingdom

Funding

$

Estimated Funding

$20M+

Major Investors

Hackquarters

Team (50+)

No team information available.

Company Description

Problem

Corporations and merchants often struggle to access tailored financial solutions within their distribution networks, hindering growth and efficient operations. Existing financial products are often generic and fail to address the specific needs of various industries and business ecosystems. This lack of access to appropriate financial services creates obstacles to revenue generation, customer retention, and overall business performance.

Solution

Toqio offers a fintech platform that enables businesses to build and deploy customized embedded finance solutions through a low-code environment. The platform provides a marketplace of pre-built integrations and a modular infrastructure, allowing for rapid configuration and deployment of tailored financial products. By connecting corporates and financial institutions, Toqio facilitates the creation of new financial service distribution channels, improving capital flow and enhancing operational efficiency. The platform's configuration-first approach allows non-technical personnel to build complex financial propositions, while its cloud-native, API-driven architecture ensures scalability, security, and regulatory compliance.

Features

Low-code/no-code environment for building embedded finance solutions without extensive technical expertise

Marketplace of pre-built apps and integrations with third-party financial service providers

Modular infrastructure with components for accounts, cards, onboarding, lending, and more

Customizable UI, UX, workflows, and branding through the Toqio Design Studio

Real-time data connectivity with ERP and CRM systems for enhanced insights

Cloud-native, API-driven architecture with bank-grade security and regulatory compliance

Industry-specific solution templates for various sectors, including hospitality, logistics, and retail

Digital card issuance compatible with Apple Pay and Google Pay through integration with MeaWallet

Target Audience

Toqio primarily targets corporations and financial institutions seeking to offer embedded finance solutions to their merchant and distributor networks.

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