Toqen provides a digital infrastructure layer for private credit markets, enabling lenders, credit funds, hedge funds, and institutional partners to manage the full lifecycle of private credit assets. Its platform offers controlled fractionalisation, automated servicing, detailed asset‑level data, and comprehensive reporting and governance tools, all designed for professional environments where transparency and operational control are essential. By streamlining workflows, Toqen helps institutions execute and monitor private credit investments more efficiently.
Funding
Funding not disclosed
Founders
Product
Problem
Private credit transactions involve complex, paper‑based processes and fragmented data across multiple parties, leading to operational inefficiencies, limited transparency, and heightened governance risk for lenders and institutional investors.
Solution
Toqen offers a controlled technology infrastructure that digitizes the full lifecycle of private credit assets. The platform provides end‑to‑end digital workflows for lenders, credit funds, hedge funds, and institutional partners, capturing asset‑level data and enabling controlled fractionalisation. Integrated servicing, reporting, and governance modules ensure that all transaction steps are auditable and transparent. By centralising data and automating routine tasks, Toqen reduces manual effort, improves operational control, and supports compliance with regulatory standards. The solution is delivered as a B2B SaaS platform designed for professional environments where governance and transparency are paramount.
Target Audience
Primary users are institutional lenders, credit funds, hedge funds, and their eligible institutional partners that require a governed, transparent infrastructure for managing private credit assets.
Features
- Digital lender workflow engine that automates loan origination, documentation, and approval processes
- Asset‑level data repository with version control and audit trails for full transaction history
- Controlled fractionalisation mechanism allowing regulated sharing of credit exposure among qualified investors
- Automated servicing tools for interest calculations, payment scheduling, and covenant monitoring
- Real‑time reporting dashboards and governance controls that generate regulatory‑compliant reports
- Secure API integrations for connecting with existing institutional systems and data providers