Tmam provides a comprehensive spend management platform designed to give businesses control over their expenditures. The tool centralizes expense tracking, policy enforcement, and reconciliation processes into a single interface. This streamlined approach helps organizations optimize purchasing workflows and improve financial visibility.
Funding
$150K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Many companies lack real-time visibility and control over employee spending, leading to inefficient budget management and time-consuming manual expense reporting. Traditional expense management processes often involve tedious paperwork, delayed reconciliation, and limited insights into spending patterns.
Solution
Tmam is a spend management platform that provides businesses with smart corporate and virtual cards, enabling real-time tracking and control of company expenses. The platform allows businesses to set granular spending policies, departmental budgets, and card limits, providing transparency over every payment. By automating expense reporting and integrating with accounting systems, Tmam eliminates the need for manual expense claims and accelerates financial reconciliation. Finance teams can review real-time reports, build strategic budgets, and make informed decisions based on actual spending data.
Target Audience
Tmam targets licensed companies of all sizes and across all industries seeking to simplify and control business spending, automate expense management, and improve financial reconciliation processes.
Features
- Physical and virtual corporate cards with customizable spending limits and multi-currency support
- Granular spend controls to restrict purchases based on merchant, category, or amount
- Automated expense report generation with receipt capture and digital submission
- Real-time expense tracking and reporting dashboards for budget monitoring and analysis
- Direct integration with accounting systems like Xero, QuickBooks, and Zoho for streamlined reconciliation
- Mobile application for employees to easily submit expenses and receipts
- Mastercard 3D Secure for enhanced online purchase protection
- AES 256-bit encryption and secure data storage in Microsoft Azure data centers with SOC1, SOC2, SOC3, and ISO-27001 certifications