Tilt
Tilt is a financial technology company offering a mobile app that provides cash advances, a line of credit, and a debit card, alongside a separate Tilt Visa Credit Card. The service operates on an $8 monthly subscription model, with cash advances ranging from $10 to $500 and payment reporting to credit bureaus to help users build credit. Banking services are provided through nbkc bank, a Member FDIC institution.
- Financial Technology
Funding
Funding not disclosed
+4Founders
Founder details are not available yet.
Product
Problem
Many consumers face cash flow gaps between paychecks and lack access to affordable short-term credit, often turning to expensive payday loans or overdraft fees. Additionally, building or improving credit history is challenging for those without traditional credit accounts, creating a barrier to financial stability.
Solution
Tilt is a financial technology company offering a mobile app that provides cash advances, a line of credit, and a debit card, plus a separate Tilt Visa Credit Card. The service operates on an $8 monthly subscription model that includes access to cash advances ranging from $10 to $500, with amounts increasing based on on-time payments. Payment reporting to credit bureaus helps users build their credit history, while instant delivery is available as an optional feature with associated fees. The Tilt Visa Credit Card offers same-day spending through Apple Pay or Google Pay for eligible applicants, and banking services are provided through nbkc bank, a Member FDIC institution.
Target Audience
Primary users are US consumers seeking short-term cash advances, credit building tools, and access to credit products through a single mobile app, particularly those with limited or subprime credit history.
Features
- Cash advances ranging from $10 to $500, with increases available through on-time payments
- Line of credit product subject to credit approval with payment reporting to credit bureaus
- Tilt Visa Credit Card with potential same-day spending via Apple Pay or Google Pay for eligible applicants
- $8 monthly subscription covering the core app services, with the credit card not subject to the subscription fee
- 14-day free trial for first-time customers, after which the subscription auto-renews monthly
- FDIC insurance up to $250,000 per depositor through nbkc bank, which utilizes a deposit network service for fund placement